Every year, whether you are Christian, Jewish, Muslim, Native American, Agnostic, Nova Roman or Wiccan you will likely fall into the Xmas Trap.
Just a reminder, folks, the season of giving is looming and will soon be here. When December arrives it will too late to buy your gifts at anything else but top dollar.
If you are smart, NOW is the time to select and buy your gifts. Prices are traditionally at their lowest right now, up to 50% lower than they will be in December.
The White Hole Star’s advice is to stick it on the old credit card, interest rates are still very low, hide your purchases away and pay off your card before Christmas. Then relax and enjoy the Holidays!
“To be forewarned is to be forearmed”